About

Who builds Payko

Payko is an independent Australian money calculator. It helps you understand take-home pay, tax and super using published Australian rules.

The business behind it

Payko is a product of Synthetik, a registered business name of Cenex Pty Ltd, an Australian company.

What we are, and what we are not

We are a software business that publishes calculators. We are not a registered tax agent, an accountant, or a licensed financial adviser, and nothing on this site is personal advice. See the methodology page for the full position.

We do not sell financial products, and no lender, insurer or fund pays to influence a calculator, a rate, or a result. If that ever changes, it will be disclosed prominently and separately from the calculators themselves.

How we work

• Every rate is taken from the primary source and linked from the methodology page.
• The calculation checks page publishes the scope and results of the latest focused annual pay checks.
• Where a figure has not been published yet, we say so and mark it provisional rather than guess.
• Corrections are logged publicly, with dates, on the corrections page.
• Your figures never leave your browser.

Editorial and review responsibility

Cenex Pty Ltd is the publisher responsible for Payko. No independent tax professional reviewer is named for this release. Software testing does not establish professional endorsement. Read our editorial policy and dated source register.

Telling us we are wrong

If a calculator disagrees with the official source, the official source is right and we have a bug. Email hello@payko.com.au with the inputs you used and what you expected, and we will fix it and record it.