Pay rise calculator

What changes when your salary rises?

Your extra pay is taxed at the rates for the brackets it falls into. You do not pay the higher rate on your whole salary. HELP repayments and Medicare levy surcharge thresholds can also change the result, so a gross raise does not always translate into the same percentage increase in take-home pay.

Estimate assumptions

2026–27 annual tax estimate for an Australian resident, single with no dependants, claiming the tax-free threshold, with salary as their only income. Includes the low income tax offset, Medicare levy, applicable Medicare levy surcharge and optional compulsory study-loan repayments. Assumes any study-loan balance exceeds the calculated repayment. Medicare low-income thresholds are provisional carry-forward values. No deductions, salary sacrifice, other offsets or part-year adjustments. Period amounts divide the annual estimate; actual payslip withholding can differ. Employer super is shown separately; Division 293 tax is not deducted from take-home pay.

A 5% pay rise on an $85,000 salary

A 5% increase adds $4,250.00 to gross annual salary, taking it to $89,250.00. In this example, annual take-home moves from $67,600.00 to $70,490.00: an increase of $2,890.00, or $55.58 a week on average.

This assumes a full year at each salary. For an increase part-way through the year, use your old and new earnings over the relevant periods in the year-to-date salary planner. See the pay rise guide and $85,000 salary breakdown.

Worked example generated from Payko's 2026–27 annual engine on 16 September 2026. Australian resident, single, no dependants, no HELP, additional deductions or private hospital cover; the standard work deduction applies. Employer super is separate. Annual averages differ from payroll withholding; Medicare low-income thresholds remain provisional. Sources and rate status · Calculation checks.