Australian salary tools · 2026–27
Reverse salary calculator
Start with the amount you want to take home. Find an estimated gross salary and see the employer super and total package alongside it.
From take-home pay to a salary target
Choose whether your target is weekly, fortnightly, monthly or annual. The calculator works backwards through the annual tax estimate, accounting for optional study-loan repayments. The salary result excludes employer super; the package result adds estimated employer super. Use the gross salary when discussing an offer quoted “plus super”.
At Medicare levy surcharge thresholds, take-home pay can drop before rising again. The search checks each surcharge tier separately and returns the first salary that reaches your target, rounded up to the nearest cent.
Estimate assumptions
2026–27 annual tax estimate for an Australian resident, single with no dependants, claiming the tax-free threshold, with salary as their only income. Includes the low income tax offset, Medicare levy, applicable Medicare levy surcharge and optional compulsory study-loan repayments. Assumes any study-loan balance exceeds the calculated repayment. Medicare low-income thresholds are provisional carry-forward values. No deductions, salary sacrifice, other offsets or part-year adjustments. Period amounts divide the annual estimate; actual payslip withholding can differ. Employer super is shown separately; Division 293 tax is not deducted from take-home pay.
What salary gives you $70,000 after tax?
Under this example's assumptions, you need a gross salary of $88,529.41 excluding super to reach $70,000.00 annual take-home. Estimated employer super is $10,623.53, giving a total package of $99,152.94.
A job offer described as a package including super needs to cover both parts. A HELP debt or different Medicare surcharge setting can change the gross salary needed. Read the take-home target guide and salary versus package explanation.
Worked example generated from Payko's 2026–27 annual engine on 16 September 2026. Australian resident, single, no dependants, no HELP, additional deductions or private hospital cover; the standard work deduction applies. Employer super is separate. Annual averages differ from payroll withholding; Medicare low-income thresholds remain provisional. Sources and rate status · Calculation checks.