Transfer duty
Stamp duty calculator
There is no national stamp duty. Every state and territory sets its own rates, and the difference is large: the same $850,000 property attracts $25,108.00 in Australian Capital Territory and $46,070.00 in Victoria — a gap of $20,962.
Duty on $850,000, by jurisdiction
| Jurisdiction | Duty | Effective rate |
|---|---|---|
| Australian Capital Territory | $25,108.00 | 2.95% |
| Queensland | $31,275.00 | 3.68% |
| New South Wales | $32,437.00 | 3.82% |
| Tasmania | $33,435.00 | 3.93% |
| Western Australia | $34,890.50 | 4.1% |
| Victoria | $46,070.00 | 5.42% |
General rates for a standard purchase, verified against each revenue office on 9 September 2026. Owner-occupier and first home buyer concessions can reduce these substantially — see each jurisdiction's page.
Two jurisdictions we are not quoting yet
We publish a duty figure only where we have checked the schedule against the government's own published table. These two are still outstanding:
- South Australia — Not published on Payko yet. RevenueSA blocks automated access, and reporting conflicts on whether the 2026-27 Budget extended first home buyer relief to established homes. We will publish once the schedule is confirmed against the primary source.
- Northern Territory — Not published on Payko yet. The Northern Territory uses a quadratic formula below $525,000 rather than bands, and we have not yet confirmed the current coefficients against the primary source.
Stamp duty is one of the largest costs in a purchase. A plausible guess would be worse than an honest gap.
Compare duty across every state
Cheapest to most expensive
- ACT $25,108.00
- QLD $31,275.00
- NSW $32,437.00
- TAS $33,435.00
- WA $34,890.50
- VIC $46,070.00
See the full breakdown for $850,000 in ACT
Only jurisdictions whose duty schedule we have verified are shown. South Australia and the Northern Territory are not, so no figure is given for them.